Came across this via a newsletter I receive.
https://www.triodoscrowdfunding.co.uk/invest/thera-trustI don't think it is one for me and I am not registered with the platform so I have no further details (could do without yet another log in!) Doesn't look like it will be widely tradeable other than possibly via the platform, although it could be backed by assets (property) and rent may be paid by government in the form of benefits. Could be of interest to somebody who wants to do the homework
Comments
https://support.google.com/accounts/answer/112802
Bonds not being liquid is perfectly fine, you are lending money to someone, not gambling on an ipo pop or panic selling during an exogenous shock
Minimum Amount of £100, 5.5Y, 5.25% all look okay, it is unsecured though
https://en.wikipedia.org/wiki/Secured_loan
I don't see any details of possible government backing, maybe an implicit support rather than an explicit guarantee
For those who don't have the time to do the homework, maybe they could consider a minimum amount to start off for now
Other Investment opportunities on the site looks closed after meeting the min raise, they probably had small minimum amounts to decrease the barrier to entry for new capital allocators
Tridos seems to be doing some good work in ethical and sustainable finance
https://en.wikipedia.org/wiki/Triodos_Bank
They should publish some historical interest/default rate statistics to help capital allocators get a feel of how these ideas might play out in future >>
https://www.nottsymca.com/
https://www.triodoscrowdfunding.co.uk/investments
I'm sure not for everyone, but it does offer a place to put smaller amounts of cash. Min. investments £100. In the past that kind of money would have ended up in p2p, Downing Crowd, Octopus Choice or WiseAlpha for me.This feels like just as good a home for that element of my "savings"!